Banque Laurentienne du Canada
Quebec - Montreal
Prets Constructeurs-Optimus
Routing Number # 003901461

BankBanque Laurentienne du Canada
Branch NamePrets Constructeurs-Optimus
Routing Number003901461
MICR (Transit Number)01461-039
Address555 Rue Chabanel Ouest Bureau 920
CityMontreal
StateQuebec
Postal CodeH2N 2H8
Location Map of Banque Laurentienne du Canada
Montreal,QC
Location Map of Prets Constructeurs-Optimus branch of Banque Laurentienne du Canada in Montreal,QC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.