Royal Bank of Canada
Ontario - WATERLOO

List of all branches of Royal Bank of Canada in WATERLOO - Ontario

Routing Number Transit Number Branch Address Postal Code
000307682 07682-003 Uptown Waterloo Branch 70-74 King St S N2J 1N8
000307686 07686-003 *CSM* Manufacturer's Life #1 70-74 King St S, c/o RB-Main Br-Waterloo N2J 1N8
000307702 07702-003 King & University Branch 248 King St N N2J 2Y7
000305702 05702-003 Private Banking Waterloo 95 King St S-Suite 202, 95 King St S N2J 5A2
000307796 07796-003 Private Banking Waterloo 95 King St S-Suite 202, 95 King St S N2J 5A2
000307692 07692-003 Westmount & Erb Branch 50 Westmount Rd N N2L 2R5
000303374 03374-003 Waterloo-RT-ERB & IRA Needles 652 Erb St W-Unit B13 N2T 2Z7
000309037 09037-003 Waterloo-Erb & IRA Needles 652 Erb St W-Unit B13, 652 Erb St W N2T 2Z7
000307712 07712-003 Northfield & Weber Branch 585 Weber St N N2V 1V8
000307972 07972-003 *CSM* Ont Tchrs Ins PL/RAEO Ins Co 585 Weber St N, c/o RB-Northfield & Weber Br N2V 1V8

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.