Royal Bank of Canada

British Columbia - KELOWNA

List of all branches of Royal Bank of Canada in KELOWNA - British Columbia

Routing Number	Transit Number	Branch	Address	Postal Code
000305000	05000-003	Plaza 33 Branch	301 Hwy 33 West #48	V1X 1X8
000302420	02420-003	Okanagan Cash Operations Centre	102-1516 Keehn Road	V1X 5T5
000302450	02450-003	Pandosy & Cedar Br	3036 Pandosy St	V1Y 1W2
000307750	07750-003	Kelowna-BC Interior/North & YT SME	3036 Pandosy St	V1Y 1W2
000302400	02400-003	Main Br-Kelowna	1665 Ellis St-Suite 102	V1Y 2B3
000302430	02430-003	Kelowna-Okanagan CFS	1665 Ellis St-Suite 201, 1665 Ellis St	V1Y 2B3
000304377	04377-003	RT-Kelowna	1665 Ellis St-Suite 102, 1665 Ellis St	V1Y 2B3
000302440	02440-003	Orchard Plaza Branch	1840 Cooper Rd	V1Y 8K5
000300132	00132-003	Kelowna Private Banking	1708 Dolphin Ave-Suite 1106, 1708 Dolphin Ave	V1Y 9S4

What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.

What is Swift Code?

SWIFT code (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. (When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI.) These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements.

The SWIFT code is 8 or 11 characters, made up of:

4 letters: Institution Code or bank code.
2 letters: ISO 3166-1 alpha-2 country code
2 letters or digits: location code
- if the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
- if the second character is "1", then it denotes a passive participant in the SWIFT network
- if the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
3 letters or digits: branch code, optional ('XXX' for primary office)

Where an 8-digit code is given, it may be assumed that it refers to the primary office.

Here is the list of all the institutes having SWIFT codes in Canada. All SWIFT codes >>