Transit Number # 04102-003

BankRoyal Bank of Canada (RBC)
Branch NameRidgeway Branch
Routing Number000304102
Transit Number (MICR)04102-003
Address385 Ridge Rd-PO Box 429, P.O. Box 429
CityRidgeway
StateON
Postal CodeL0S 1N0
Location Map of Royal Bank of Canada
Ridgeway,ON
Location Map of Ridgeway Branch branch of Royal Bank of Canada in Ridgeway,ON
 

Royal Bank of Canada

Ridgeway-ON

List of Royal Bank of Canada Transit Numbers in Ridgeway ( ON )
04102-003

     

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.