Transit Number # 05012-540

BankManulife Bank of Canada (Manulife Bank)
Branch Name500 King St N
Routing Number054005012
Transit Number (MICR)05012-540
Address500 King St N
CityWaterloo
StateON
Postal CodeN2T 4C6
Location Map of Manulife Bank of Canada
Waterloo,ON
Location Map of 500 King St N branch of Manulife Bank of Canada in Waterloo,ON
 

Manulife Bank of Canada

Waterloo-ON
List of Manulife Bank of Canada Transit Numbers in Waterloo ( ON )
01092-540

 01122-540 05012-540 05302-540

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.