Routing Number # 000104532

BankBank of Montreal (BMO)
Branch NameElm & First
Routing Number000104532
Transit Number (MICR)04532-001
Address300 Elm St.
CitySt Thomas
StateON
Postal CodeN5R 1J7
Location Map of Bank of Montreal
St Thomas,ON
Location Map of Elm & First branch of Bank of Montreal in St Thomas,ON
 

Bank of Montreal

St Thomas-ON

List of Bank of Montreal routing numbers in St Thomas ( ON )
000100272

000104532 000124052  

Search

Routing Number Search

(Enter complete or partial bank name to find details)
(Enter complete or partial routing number to find details)
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.