Credit Union Central of Nova Scotia
Prince Edward Island - KENSINGTON

List of all branches of Credit Union Central of Nova Scotia in KENSINGTON - Prince Edward Island

Routing Number Transit Number Branch Address Postal Code
083949023 49023-839 MALPEQUE BAY CREDIT UNION LIMITED 1 Commercial St., P.O. Box 428 C0B 1M0
083959063 59063-839 MALPEQUE BAY CREDIT UNION LTD 1 Commercial St., P.O. Box 428 C0B 1M0

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.