Central 1 Credit Union
Ontario - WELLAND

List of all branches of Central 1 Credit Union in WELLAND - Ontario

Routing Number Transit Number Branch Address Postal Code
082805902 05902-828 PENFINANCIAL CREDIT UNION LTD 247 East Main St L3B 3X1
082866782 66782-828 PENFINANCIAL CREDIT UNION LTD 247 East Main St L3B 3X1
082807552 07552-828 FIRSTONTARIO CR. UN. LTD 815 Ontario Road, P.O. Box 303 L3B 5V6
082862462 62462-828 PENFINANCIAL CREDIT UNION LTD 115 MacLean Place 2nd Floor L3B 5X9
082862862 62862-828 FIRSTONTARIO CR. UN. LTD 840 Niagara Street L3C 1M3
082863102 63102-828 CANAL CITY SAVINGS AND CR UN LTD. 30 Rice Road L3C 5Y6

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.