Central 1 Credit Union
Ontario - WATERLOO

List of all branches of Central 1 Credit Union in WATERLOO - Ontario

Routing Number Transit Number Branch Address Postal Code
082863272 63272-828 KINDRED CREDIT UNION LIMITED 53 Bridgeport Road E. N2J 2J7
082862302 62302-828 LIBRO CREDIT UNION LIMITED 55 Northfield Drive east N2K 3T6
082862082 62082-828 LIBRO CREDIT UNION LIMITED 420 Erb Street West Unit 1 N2L 6H6
082869642 69642-828 EDUCATION CREDIT UNION LIMITED University Faculty & Staff Branch, Tech Town, 340 Hagey Blvd, c/o University of Waterloo N2L 6R6

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.