Central 1 Credit Union
Ontario - ST THOMAS

List of all branches of Central 1 Credit Union in ST THOMAS - Ontario

Routing Number Transit Number Branch Address Postal Code
082807742 07742-828 LIBRO CREDIT UNION LIMITED 540 Talbot Str, P.O. Box 20125 N5P 1C4
082862212 62212-828 LIBRO CREDIT UNION LIMITED 1073 Talbot St. N5P 1G4
082809142 62212-828 ST THOMAS PROV CIVIL SERVANTS CR UN 467 Sunset Drive, PO Box 2004 N5P 3V9
082808592 08592-828 LIBRO CREDIT UNION LIMITED 8 Southwick Street N5R 3R6

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.