Central 1 Credit Union
Ontario - NIAGARA FALLS

List of all branches of Central 1 Credit Union in NIAGARA FALLS - Ontario

Routing Number Transit Number Branch Address Postal Code
082860352 60352-828 PENFINANCIAL CREDIT UNION LIMITED 7172 Dorchestser Road L2G 5V6
082861442 61442-828 FIRSTONTARIO CR. UN. LTD McLeod Branch, 7885 McLeod Falls L2H 2Y6
082861552 61552-828 FIRSTONTARIO CR. UN. LTD 3969 Montrose Road L2H 3A1
082803862 03862-828 PENFINANCIAL CREDIT UNION LIMITED 6289 Huggins St. L2J 1H2

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.