Central 1 Credit Union
Ontario - CHATHAM

List of all branches of Central 1 Credit Union in CHATHAM - Ontario

Routing Number Transit Number Branch Address Postal Code
082864722 64722-828 MAINSTREET CREDIT UNION LIMITED 4-835 Queen St N7M 2K5
082807672 07672-828 HERITAGE SAVINGS & CREDIT UNION INC 318 Merritt Avenue N7M 3G1
082809212 09212-828 Mainstreet Credit Union Limited Chatham Branch, 40 Keil Drive South N7M 3G8

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.