Central 1 Credit Union
British Columbia - LADYSMITH

List of all branches of Central 1 Credit Union in LADYSMITH - British Columbia

Routing Number Transit Number Branch Address Postal Code
080911610 11610-809 LADYSMITH & DISTRICT CREDIT UNION 330 First Avenue, P.O. Box 430 V9G 1A3
080911620 11620-809 LADYSMITH & DISTRICT CREDIT UNION STZ ' UMINUS Branch, 101 - 12600 Trans Canada HWY V9G 1M5
080922770 22770-809 ISLAND SAVINGS A DIVISION OF FIRST WEST CREDIT UNION, 2 - 370 DAVIS ROAD V9G 1T9

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.